extended texts of the apostle Paul which distinguish justifying faith from the law. Charity, they hold, is included under the law, since the first and greatest commandment of the law is to love God with one’s whole heart, and so on, as our Lord said in the gospel, in Matthew 22[:37]. These views make up the heart of Lutheran teaching concerning faith. 2. A First Error: Equivocal Use of the Term “Faith” “Faith” means one thing when Holy Scripture refers to that which justifies men, and means something